JAIN FINANCIAL - 2022, All rights reserved
Jain Financial © All Rights Reserved.
JAIN Credit Service Summary
STEP 1: Credit Analysis
The process begins with a JAIN Credit Consultation. A credit expert provides an in-depth analysis of the credit file to find out why the scores are where they are and develop a customized plan of action to improve the overall rating and a realistic timeline. The cost of the consultation goes toward programs.
STEP 2: Credit Restoration
PLATINUM CREDIT REPAIR SERVICES
The Platinum Services use advanced tactics to legally remove negative items permanently. This is a pay for success program; clients pay if and only if an item is successfully removed. Our approach is global, aggressive, and the culmination of 17 years of tried, tested, and proven results. Tactics include dispute letters, phone calls, faxes, to the bureaus, secondary bureaus and creditors as well as backend office work, debt settlement and negotiation. Clients have access to a client portal 24/7 to check their progress and upload documents from their phone.
Negative Item Removal Cost:
$75 / Negative Item / Bureau $200 / Big Ticket Item / Bureau
- Late Pays - Foreclosures
- Collections - Bankruptcies
- Charge-offs - Repossessions
- Included In Bankruptcy - Mortgage Lates
INQUIRY REMOVAL PROGRAM
In today’s market, excessive inquiries are a reason for instant denials despite an excellent credit score. We remove denials, duplicates, and third part inquiries. We do not remove approvals. This is ideal for both pre and post funding.
Expedited Delivery Standard Delivery
$375/ Bureau $275/ Bureau
Timeframe: 3 weeks Timeframe: 6 weeks
NEW COLLECTION PREVENTION SERVICES
This service is ideal for clients who recently received a call or letter from regarding an attempt to collect a debt that has not yet reported. Guaranteed prevention of a new collection reporting to the bureaus.
Cost: 10% of the debt or $275
FRAUD ALERT REMOVAL
This is ideal for clients who are either starting the funding process or adding tradelines because fraud alerts prevent either from going through and they don’t have time to spend removing them themselves.
STEP 3: Scorebuilding
JAIN CREDIT TRADELINE STORE
With over 100 authorized user tradelines available monthly, this is ideal for clients who want to boost their scores or need to alter the metrics of their overall utilization to qualify for funding. NOTE: Tradelines will not report with an active fraud alert. Clients follow the below link and pick the 2-3 tradelines that best help them achieve their goals. A chat is available for assistance. Price varies.
Jain Credit Tradeline Store link: https://bit.ly/3ce16UH
NEW CREDIT PROGRAM CONSULTANT
This is ideal for the client whose scores and report now qualify them for primary lender credit cards. Each new credit card increases the scores based on type. Our consultants conduct an analysis of the client’s credit profile and provide a list of lenders that will likely approve them and best practices on how to apply and win.
BUSINESS CREDIT SERVICES
BUSINESS TRADELINE PRODUCT OVERVIEW
● Business tradelines post within 45-60 days of the submission date.
● Business tradelines stay on the file permanently.
● Business tradelines post with up to 2 years history depending on age of company.
● Business tradelines post to Equifax, Experian, D&B, and Lexis Nexis via the Small Business Financial Exchange (SBFE).
● Final order cutoff date for tradeline submissions is the 20th.
● Tradelines are uploaded to bureaus once per month on the 20st.